Home' Border Enterprise : Enterprise Spring-Summer 2009 Contents 24 enterprise
ROD Bramich believes that to serve
the business community properly,
you must be part of the community.
That's why he's involved in several
after-hours activities, from Rotary
International to chairing the Albury-Wodonga
Chamber Business Awards and being on the board
of tourism group Destination Albury-Wodonga.
His new pet project is aimed at coaxing troubled
youths off Albury's streets with a midnight
basketball competition at weekends.
Mr Bramich heads a team drawn from police
officers, PCYC and Rotarians that hopes to attract
60 youths to a program that would see them and
their families picked up, given a meal and entered
into a life skills workshop before midnight games.
With the Commonwealth Bank already a major
sponsor of Midnight Basketball nationally, he has
high hopes he will get the scheme off the ground in
Mr Bramich has been in banking for 34 years,
having started with the State Bank of Victoria,
which was taken over by the Commonwealth
Bank in 1991.
He also had two-and-a-half years with the St
George Bank, but returned to the Commonwealth
Bank in 1997.
In 2002 he moved to Albury to manage the
business banking centre and is now regional
manager for regional and agri business banking,
reporting to general manager Tim Harvey in Wagga
The regional office is located in Swift St in the
former Border Mail building and has 15 staff.
Mr Bramich's region covers an roughly area
within 100km of Albury-Wodonga and a mix of
"town'' businesses as well as in the rural sector.
Both he and Mr Harvey said that staff like to see
clients in their own environment where possible.
This is especially so where clients are struggling
with the general economic downturn, long-term
drought or as a result of bushfire.
"It's better to meet individuals people face-to-
face and get a feel for their needs,'' Mr Harvey said.
The bank encourages them, whether they have
had good or bad experiences, to take an optimistic
Farming people are reminded of the positives
flowing from the fact that the world population is
growing and consequently the demand for food will
"We suggest they look at ways to adapt in times
of drought, and embrace new methods and new
technology,'' Mr Harvey said.
Drought continues to affect much of Mr Harvey's
region in North-East Victoria and central and
western NSW, but he says the effects have been
patchy recently, with some areas doing well thanks
to rain and others still doing it tough.
"Our regional clients are resilient and some have
even expanded their business,'' he said.
Bank staff can advise on a whole range of issues
for existing business and for newcomers.
Tips are available on managing cash flows, start
a business, buying a business, trading offshore,
growing a business and leaving a business.
There are secure online products such as
CommBiz and NetBank, and its main website has
many links to business advice.
If you are weighing up the pros and cons
of starting a solo business or taking business
partners, for instance, there is a useful section on
Business banking is the personal business of this
senior Commonwealth Bank executive, writes
Loans? Yes we do those.
And lots of them.
Call Paul Barton at the Wodonga branch on 02 6024 1555
to make an appointment.
Commonwealth Bank of Australia ABN 48 123 123 124.
Rod Bramich and his wife,
Maree, at the 2009 Business
Awards in Albury in October.
Links Archive Winter-Spring 2010 Navigation Previous Page Next Page